Risk assessment
MBR considers business activity, ownership, jurisdictions, licensing, counterparties, payment flows, expected volume, source of funds and the availability and consistency of supporting documents.
Not accepted
- Fraud, scams, illegal drugs or money laundering
- Unlicensed money changing or remittance
- Suspicious or unexplained high-volume activity
- Forged documents or concealed beneficial ownership
- Account renting, leasing, borrowing or third-party control
- Attempts to evade KYC, AML, sanctions or monitoring controls
Institutional independence
Banks and payment providers conduct their own assessment and retain full discretion over onboarding, approval, restrictions, monitoring and termination. MBR does not claim affiliation with an institution unless expressly confirmed.
Reporting concerns
Where required or appropriate, suspicious conduct may be declined, escalated or reported in accordance with contractual duties and applicable law. MBR will not explain internal risk controls in a way that enables circumvention.
Review of policy
This policy may be updated as business practices, risk conditions, institution standards and applicable legal requirements evolve.